Many are resistant to a budget feeling that a budget will tie them down or be a bummer but the reality is that is brings freedom and a plan brings the result you are looking for. It simply means spending your money on paper before hand so that you tell your money where to go not wonder where it went at the end of the month. Come on be brave and change your financial future starting now!
Here is the link to Daves downloadable FREE budget forms. These forms provide more detail than the online quickie budget.
http://www.daveramsey.com/tools/budget-forms/
Here is the link to the quickie budget that will take less than 60 sec to fill out.
http://www.daveramsey.com/tools/budget-lite/
Enjoy these free tools, and I hope they help you to get your debt paid off head you towards financial freedom.
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